PrismaLife’s provident fund
As part of its occupational pension scheme, the employer can offer extended pension models for its employees. One of the most frequently selected models is the so-called Unterstützungskasse (UKasse).PrismaLife’s UKasse extends the tax-free scope of employees’ occupational pension beyond the limits of a Direktversicherung. If they have a higher income, retired employees often have a particularly large pension gap, because for income above the social security contribution ceiling, no premiums are paid into the statutory pension scheme. In combination with Direktversicherung, you can build financial security for retirement with the an Unterstütungskasse. All the premiums are tax-free with no upper limit.
PrismaLife’s provident fund
As part of its occupational pension scheme, the employer can offer extended pension models for its employees. One of the most frequently selected models is the so-called Unterstützungskasse (UKasse).PrismaLife’s UKasse extends the tax-free scope of employees’ occupational pension beyond the limits of a Direktversicherung. If they have a higher income, retired employees often have a particularly large pension gap, because for income above the social security contribution ceiling, no premiums are paid into the statutory pension scheme. In combination with Direktversicherung, you can build financial security for retirement with the an Unterstütungskasse. All the premiums are tax-free with no upper limit.
Your advantages
- Customised pension concepts without premium limits
- Increased appeal of the company when recruiting employees and managers
- Balance-sheet-neutral solution with simple administration for the employer
- Different pension guarantee levels can be selected
- Selection from PrismaLife’s entire range of funds for free fund investment
- Insolvency protection by the German Pensions-Sicherungs-Verein (PSVaG)
Our selected sales partners provide support for designing an individual company pension. They also advise employees on personal realisation within the scope of deferred compensation.
An example
An executive, 45 years old, pays an annual premium of €10,000 up to the age of 67. With an average performance of 4.5% p.a. by the fund, the insured person receives a possible payout on maturity of €308,996 or alternatively a possible lifelong annuity of €957.30 per month (guaranteed annuity of €512.99 with guaranteed pension increase of 1% p.a.).
