{"id":7491,"date":"2020-01-31T08:47:13","date_gmt":"2020-01-31T07:47:13","guid":{"rendered":"https:\/\/www.prismalife.com\/prismawiki\/fraudulent-intent-germany-austria\/"},"modified":"2020-01-31T08:47:13","modified_gmt":"2020-01-31T07:47:13","slug":"fraudulent-intent-germany-austria","status":"publish","type":"encyclopedia","link":"https:\/\/www.prismalife.com\/en\/prismawiki\/fraudulent-intent-germany-austria\/","title":{"rendered":"Fraudulent Intent (Germany \/ Austria)"},"content":{"rendered":"<p>Fraudulent intent exists if the <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/policyholder\/\" target=\"_self\" title=\"The parties to an insurance contract are the insurer on the one hand and the policyholder on the other. Both, natural and legal persons are eligible as policyholders.\" class=\"encyclopedia\">policyholder<\/a> or the <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/insured-person\/\" target=\"_self\" title=\"In addition to the policyholder, there is the insured person. The insured person is the person for whose life the insurance is concluded. If the insured person and the policyholder are not identical, both contractual partners must sign the insurance application or the declaration of acceptance and any completed risk questionnaire.\" class=\"encyclopedia\">insured person<\/a> knowingly provides false information or conceals information. Such false statements or concealed information would normally result in the contract not being concluded in the first place. A fraudulent misrepresentation exists, for example, in the following case: The <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/insured-person\/\" target=\"_self\" title=\"In addition to the policyholder, there is the insured person. The insured person is the person for whose life the insurance is concluded. If the insured person and the policyholder are not identical, both contractual partners must sign the insurance application or the declaration of acceptance and any completed risk questionnaire.\" class=\"encyclopedia\">insured person<\/a> does not inform us that he\/she suffers from a chronic heart disease, although this would be a criterion for exclusion.<\/p>","protected":false},"author":1,"template":"","encyclopedia-category":[],"encyclopedia-tag":[],"class_list":["post-7491","encyclopedia","type-encyclopedia","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia\/7491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":0,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia\/7491\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/media?parent=7491"}],"wp:term":[{"taxonomy":"encyclopedia-category","embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia-category?post=7491"},{"taxonomy":"encyclopedia-tag","embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia-tag?post=7491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}