{"id":7583,"date":"2020-02-04T09:00:14","date_gmt":"2020-02-04T08:00:14","guid":{"rendered":"https:\/\/www.prismalife.com\/prismawiki\/contract-amendments\/"},"modified":"2020-02-04T09:00:14","modified_gmt":"2020-02-04T08:00:14","slug":"contract-amendments","status":"publish","type":"encyclopedia","link":"https:\/\/www.prismalife.com\/en\/prismawiki\/contract-amendments\/","title":{"rendered":"Contract Amendments"},"content":{"rendered":"<p>Changes to an insurance contract may include, for example, the following:<\/p>\n<ul>\n<li>Change of the contract period<\/li>\n<li>Change of the <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/premium-2\/\" target=\"_self\" title=\"Payment by the policyholder for the insurance cover. A distinction is made between first premium and subsequent premium. Initial premium: Premium where the payment brings the insurance cover into effect, unless provisional cover has been granted or retroactive cover has been agreed (material commencement of insurance). If the initial premium is not paid on time,&hellip;\" class=\"encyclopedia\">premium<\/a> amount<\/li>\n<li>Change of the sum insured<\/li>\n<li>Change of the risk<\/li>\n<li>etc.<\/li>\n<\/ul>\n<p>Changes to contracts of life insurance and pension insurance policies can have a negative effect. There may be tax and contractual disadvantages. In any case, it is advisable to contact an expert.<\/p>\n<p>The insurance <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/company\/\" target=\"_self\" title=\"Legal entities (e.g. e.V., GmbH, AG), partnerships (e.g. OHG, KG, GbR) or sole proprietorships.\" class=\"encyclopedia\">company<\/a> must be notified of all contractual changes in <a href=\"https:\/\/www.prismalife.com\/en\/prismawiki\/text-form\/\" target=\"_self\" title=\"If we require that you send us your messages in text form, you can send them by e-mail or fax. A signed letter is not required in this case.\" class=\"encyclopedia\">text form<\/a>.<\/p>","protected":false},"author":1,"template":"","encyclopedia-category":[],"encyclopedia-tag":[],"class_list":["post-7583","encyclopedia","type-encyclopedia","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia\/7583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":0,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia\/7583\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/media?parent=7583"}],"wp:term":[{"taxonomy":"encyclopedia-category","embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia-category?post=7583"},{"taxonomy":"encyclopedia-tag","embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/encyclopedia-tag?post=7583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}