{"id":3197,"date":"2019-04-27T13:35:48","date_gmt":"2019-04-27T11:35:48","guid":{"rendered":"http:\/\/185.44.157.231\/?page_id=3197"},"modified":"2025-09-30T23:56:09","modified_gmt":"2025-09-30T21:56:09","slug":"key_information_document","status":"publish","type":"page","link":"https:\/\/www.prismalife.com\/en\/key_information_document\/","title":{"rendered":"Key information document"},"content":{"rendered":"

Key Information Document<\/h1><\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>
\n
\"\"<\/div>\n
\n

Due to the European Union regulation for “Packaged Retail and Insurance-based Investment Products” (PRIIPs), which has been in force since 1 January 2018, you as a customer or prospective customer of an insurance company will receive a basic information sheet (KID) for insurance investment products. This only applies to customers resident in the European Union. No KID is offered for risk insurance or occupational pension products.<\/p>\n<\/div>\n<\/div>\n<\/div>

\n
<\/div>\n
The content and design of the key information document are predefined. In addition to information on the product type and provider, they also contain information on the investment objective, target market, insurance benefits, all costs and the risks of the product. In addition, we also explain what benefits you would receive in various scenarios.<\/div>\n<\/div>\n<\/div>
<\/div><\/div><\/div>

Individual calculations are not included. In order to enable you to compare different offers, all insurers uniformly calculate what benefits you as a customer can expect with an investment of \u20ac1,000 p.a. (or with a one-off investment of \u20ac10,000) over a certain period of time depending on the scenario.<\/p>\n<\/div>

<\/div><\/div><\/div><\/div><\/div>
<\/div><\/div><\/div>

With PrismaLife you can choose from a wide range of funds. When preparing an individual offer, your intermediary will also provide you with the “Key Information Document” for each selected fund, which shows the risk and return profile of your individually selected funds. You will also find the “Key Information Document” and other information on the funds we offer on this website. To do so, please select “FUND” in the main navigation and then “Fund Information Document”. You will find the Key Information Document after entering your contract number or selecting the product category under the heading “Key Information Document” (KID).<\/p>\n

Our basic information sheets are sorted by product and type of premium payment. If more than one term is offered, please select the term that applies to your situation or the next higher term.<\/p>\n<\/div>

Please select a country for the key information document:<\/p>\n<\/div>

<\/div><\/div><\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div>
Germany<\/span><\/a><\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div>
Malta<\/span><\/a><\/div>
<\/div><\/div><\/div>
Austria<\/span><\/a><\/div>
<\/div><\/div><\/div>
Italy<\/span><\/a><\/div>
<\/div><\/div><\/div><\/div><\/div>
<\/div><\/div><\/div>

<\/i><\/i><\/span>Prisma FlexInvest (DE)<\/span><\/a><\/h4><\/div>
Further information, such as on the investment objective, target market and insurance benefits, is available in the key information documents.<\/p>\n
\n

Version October 2025
\nwith regular premium payment<\/p>\n

Duration 12 Years (PDF)<\/a>\"\"<\/p>\n

Duration 20 Years (PDF)<\/a>\"\"<\/p>\n

Duration 30 Years (PDF)<\/a>\"\"<\/p>\n

Duration 40 Years (PDF)<\/a>\"\"<\/p>\n<\/div>\n

\n

Version October 2025
\nwith single premium payment<\/p>\n

Duration 12 Years (PDF)<\/a>\"\"<\/p>\n

Duration 20 Years (PDF)<\/a>\"\"<\/p>\n

Duration 30 Years (PDF)<\/a>\"\"<\/p>\n

Duration 40 Years (PDF)<\/a>\"\"<\/p>\n<\/div>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Prisma FlexInvestPlus (DE)<\/span><\/a><\/h4><\/div>
\n

Further information, such as on the investment objective, target market and insurance benefits, is available in the key information documents.<\/p>\n

\n

Version October 2025
\nwith regular premium payment<\/p>\n

Duration 20 Years (PDF)<\/a>\"\"<\/p>\n

Duration 30 Years (PDF)<\/a>\"\"<\/p>\n

Duration 40 Years (PDF)<\/a>\"\"<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div><\/div>
<\/div><\/div><\/div>
\n

<\/i><\/i><\/span>Prisma FlexInvest (AT)<\/span><\/a><\/h4><\/div>
\nFurther information, such as on the investment objective, target market and insurance benefits, is available in the key information documents.<\/p>\n
\n

Version April 2020
\nwith regular premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version April 2020
\nwith single premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version January 2020
\nwith regular premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version January 2020
\nwith single premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version May 2019
\nwith regular premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version May 2019
\nwith single premium payment<\/p>\n

Duration 20 years (PDF)\"\"<\/a><\/p>\n

Duration 30 years (PDF)\"\"<\/a><\/p>\n

Duration 40 years (PDF)\"\"<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div><\/div>
<\/div><\/div><\/div>

<\/i><\/i><\/span>Prisma FlexInvest (MT)<\/span><\/a><\/h4><\/div>
\n

Further information, such as on the investment objective, target market and insurance benefits, is available in the key information documents.<\/p>\n

\n

Version March 2022
\nwith regular premium payment<\/p>\n

Duration 20 Years (PDF)\"\"<\/a><\/p>\n<\/div>\n

\n

Version March 2022
\nwith single premium payment<\/p>\n

Duration 20 Years (PDF)\"\"<\/a><\/p>\n

\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-3197","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/pages\/3197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/comments?post=3197"}],"version-history":[{"count":45,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/pages\/3197\/revisions"}],"predecessor-version":[{"id":27502,"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/pages\/3197\/revisions\/27502"}],"wp:attachment":[{"href":"https:\/\/www.prismalife.com\/en\/wp-json\/wp\/v2\/media?parent=3197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}