{"id":4144,"date":"2024-05-13T14:48:59","date_gmt":"2024-05-13T13:48:59","guid":{"rendered":"https:\/\/barmenia.li\/?page_id=4144"},"modified":"2026-09-24T10:13:31","modified_gmt":"2026-09-24T09:13:31","slug":"esg-orientation","status":"publish","type":"page","link":"https:\/\/www.prismalife.com\/en\/esg-orientation\/","title":{"rendered":"ESG orientation of own investments"},"content":{"rendered":"<h4 style=\"\">PrismaLife<\/h4>\n<h1>ESG Focus of Our Own <\/h1>\n<h1>Investment Portfolio<\/h1>\n<p style=\"\">PrismaLife<\/p>\n<h1>ESG Focus of Our Own Investment Portfolio<\/h1>\n<p style=\"\">PrismaLife<\/p>\n<h1 style=\"\">ESG Focus of Our <\/h1>\n<h1 style=\"\">Own Investment Portfolio<\/h1>\n<h2>We Align Our Own Investment Portfolio with ESG Criteria<\/h2>\n<p style=\"\"><span style=\"font-weight: normal;\">A traditional investment metrics, namely return, maturity and the creditworthiness of the issuers.<\/span><span style=\"font-weight: normal;\">For this reason, PrismaLife integrates environmental and social criteria as well as governance aspects (ESG) into the management of its actuarial reserves and its own investments. For this purpose, a multi-stage investment process was defined in which traditional investment criteria are combined with ESG factors. The basis is the determination of the investment requirement as part of a portfolio analysis and a market assessment. In the next step, suitable investments are first examined based on traditionalinvestment key figures, i.e. yield, duration and credit rating of the issuers. <\/p>\n<p>An analysis according to ESG factors is then carried out for the investment options determined in this way. Exclusion criteria apply to all new investments (see details below). Furthermore, the investments of the actuarial reserves should achieve an above-average MSCI ESG score overall (MSCI ESG rating of AA or better). New investments purchased during a financial year should not worsen the ESG score of the portfolio at the end of the year. In addition, the level of CO2 emissions of the portfolio is measured. In order to actively manage the carbon balance of our portfolio and avoid an uncontrolled increase, we subject emission-intensive new investments to a strict examination. New investments with a high CO2 intensity (&gt;30% above the previous carbon footprint of the portfolio) can only be permitted if they can demonstrate binding reduction targets in the sense of the Paris Agreement or a leading role in a competitive comparison.<\/p>\n<p>Existing investments are monitored regularly based on the same ESG criteria. In the event of a serious breach of the defined exclusion criteria, PrismaLife examines whether and under what conditions the position can be reduced. A divestment is always carried out while safeguarding the economic interests of our customers.<\/span><\/p>\n<p>Data from MSCI Solutions LLC is used to determine the ESG score, CO2 emissions and to monitor compliance with the defined exclusion criteria.<\/p>\n<h4>Assessing Sustainability Risks: The MSCI ESG Score<\/h4>\n<p>The MSCI ESG score measures a company\u2019s resilience to financially relevant risks in the areas of environment, social issues and corporate governance (ESG) and ranks it on a scale between 0 and 10 based on its management of these risks compared to its industry peers, where 10 is the best achievable value. The table below shows the breakdown of the achievable ESG scores and the corresponding ESG ratings.<\/p>\n<table data-rows=\"3\" data-cols=\"3\" style=\"--tve-border-width: 2px; border: 2px var(--tcb-color-0) solid;\">\n<thead><\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"text-align: center;\"><span style=\"font-weight: normal;\">MSCI ESG-Rating<\/span><\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"\"><span style=\"font-weight: normal;\">MSCI ESG-Score*<\/span><\/p>\n<\/td>\n<td data-th=\"Final Industry-Adjusted Company Score\" style=\"\" rowspan=\"1\" colspan=\"1\">\n<p style=\"text-align: left;\"><span style=\"font-weight: normal;\">Description<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"MSCI ESG-Rating\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">AAA<\/p>\n<\/td>\n<td data-th=\"MSCI ESG-Score*\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\"><strong>8.571 &#8211; 10<\/strong><\/p>\n<\/td>\n<td data-th=\"Description\" style=\"\" rowspan=\"2\" colspan=\"1\">\n<p style=\"text-align: left;\">Leader: <span>In its industry, a leader in managing the most important ESG risks and opportunities.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"MSCI ESG-Rating\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"text-align: center;\">AA<\/p>\n<\/td>\n<td data-th=\"MSCI ESG-Score*\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\"><strong>7.143 &#8211; 8.571<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table data-rows=\"3\" data-cols=\"3\" style=\"--tve-border-width: 2px; border: 2px var(--tcb-color-0) solid;\">\n<thead><\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"text-align: center;\">A<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"\">5.714 &#8211; 7.143<\/p>\n<\/td>\n<td data-th=\"Final Industry-Adjusted Company Score\" style=\"\" rowspan=\"3\" colspan=\"1\">\n<p style=\"text-align: left;\">Average: <span style=\"font-weight: normal;\">An average track record compared to the industry in managing the most important ESG risks and opportunities.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"A\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"text-align: center;\">BBB<\/p>\n<\/td>\n<td data-th=\"5.714 - 7.143\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">4.286 &#8211; 5.714<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"A\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"text-align: center;\">BB<\/p>\n<\/td>\n<td data-th=\"5.714 - 7.143\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">2.857 &#8211; 4.286<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table data-rows=\"2\" data-cols=\"3\" style=\"--tve-border-width: 2px;\">\n<thead><\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">B<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">1.429 &#8211; 2.857<\/p>\n<\/td>\n<td data-th=\"Final Industry-Adjusted Company Score\" rowspan=\"2\" colspan=\"1\" style=\"\">\n<p style=\"text-align: left;\"><strong>Laggard: <\/strong><span style=\"font-weight: normal;\">A laggard due to high exposure and an inability to manage material risks.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"B\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">CCC<\/p>\n<\/td>\n<td data-th=\"1.429 - 2.857\" rowspan=\"1\" colspan=\"1\" style=\"\">\n<p style=\"\">0.0 &#8211; 1.429<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table data-rows=\"5\" data-cols=\"2\" style=\"--tve-border-width: 2px; border: 2px var(--tcb-color-0) solid;\">\n<thead>\n<tr>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Rating<\/p>\n<\/th>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Score*<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"\">AAA<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"text-align: center;\"><strong>8.571 &#8211; 10<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"text-align: center;\">AA<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"\"><strong>7.143 &#8211; 8.571<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"\">Description<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"\"><strong>Leader:<\/strong> In its industry, a leader in managing the most important ESG risks and opportunities.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"--tve-border-width: 2px; border: 2px var(--tcb-color-0) solid;\" data-rows=\"6\" data-cols=\"2\">\n<thead>\n<tr>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Rating<\/p>\n<\/th>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Score*<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"\">A<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"text-align: center; color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>5.714 &#8211; 7.143<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"text-align: center;\">BBB<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>4.286 &#8211; 5.714<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"1\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>BB<\/strong><\/p>\n<\/td>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"1\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>2.857 &#8211; 4.286<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\">Description<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>Average:<\/strong> An average track record compared to the industry in managing the most important ESG risks and opportunities.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"--tve-border-width: 2px; border: 2px var(--tcb-color-0) solid;\" data-rows=\"5\" data-cols=\"2\">\n<thead>\n<tr>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Rating<\/p>\n<\/th>\n<th style=\"border: 0px none rgb(0, 0, 0);\">\n<p style=\"text-align: center;\">MSCI ESG-Score*<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"\">B<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"text-align: center; color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>1.429 &#8211; 2.857<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\">\n<p style=\"text-align: center;\">CCC<\/p>\n<\/td>\n<td data-th=\"Leader \/ Laggard\" style=\"\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>0.0 &#8211; 1.429<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\">Description<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-th=\"Letter Rating\" style=\"\" rowspan=\"1\" colspan=\"2\">\n<p style=\"color: var(--tcb-color-3) !important; --tcb-applied-color: var$(--tcb-color-3) !important;\"><strong>Laggard:<\/strong> A laggard due to high exposure and an inability to manage material risks.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"\"><span style=\"font-weight: normal;\">*The occurrence of overlaps in the score ranges is due to rounding errors. The scale from 0 to 10 is divided into seven equal parts, each corresponding to a letter rating.<br \/>(Source: <\/span><a href=\"https:\/\/www.msci.com\/documents\/1296102\/34424357\/MSCI+ESG+Ratings+Methodology.pdf\" target=\"_blank\" style=\"outline: none;\"><span style=\"font-weight: normal;\">https:\/\/www.msci.com\/documents\/1296102\/34424357\/MSCI+ESG+Ratings+Methodology.pdf<\/span><\/a><span style=\"font-weight: normal;\">)<\/span><\/p>\n<p><span style=\"font-weight: normal;\">As of June 30th 2026, the MSCI ESG score of PrismaLife AG\u2019s own investment, consisting of actuarial reserves and own investments, was 7.81. This corresponds to the letter rating \u201cAA\u201d and is therefore above average.<\/span><\/p>\n<p style=\"\">Binding Exclusion Criteria for Our Investment<\/p>\n<p><span style=\"font-weight: normal;\">For the defined exclusion criteria, we orient ourselves towards the requirements of the BarmeniaGothaer Group.<\/p>\n<p>Business-sector and norm-based exclusion criteria reduce the investment universe by companies whose business activities do not comply with certain requirements. With these criteria, we exclude companies and states from investment that violate our sustainability principles.<\/span><\/p>\n<p><\/p>\n<p><span style=\"font-weight: normal;\">The following exclusion criteria apply to investments in corporate bonds and equities:<br \/><\/span><\/p>\n<ul>\n<li><span style=\"\">Production of conventional weapons or material components\u00b9 thereof (except companies based in the EU or the USA)<\/span><\/li>\n<li><span style=\"\">Production of prohibited weapons\u00b2 (cluster bombs, landmines, etc.) or material components thereof\u00b9<\/span><\/li>\n<li><span>Production of nuclear weapons or material components thereof\u00b9<\/span><\/li>\n<li><span>Tobacco production, tobacco trade or supply of tobacco products (share of total turnover of more than 5% each)<\/span><\/li>\n<li><span>Production of biocides\u00b3 that have a particularly negative impact on biodiversity\u2074 (share of total turnover of more than 5%)<\/span><\/li>\n<li><span style=\"\">Extraction of thermal coal (share of total turnover more than 5%) or holding coal reserves greater than 1 billion tonnes\u2075<\/span><\/li>\n<li><span style=\"\">Power generation from thermal coal (share of total turnover of more than 15% for companies based in EU and OECD countries or 20% for companies based in all other countries)\u2075<\/span><\/li>\n<li><span style=\"\">Companies planning<\/span><\/li>\n<\/ul>\n<ul>\n<li><span style=\"\">the construction of new coal-fired power plant capacities of at least 100 MW or<\/span><\/li>\n<li><span style=\"\">the development of new coal mines or a significant increase in annual production of at least 1 million tonnes of thermal coal or<\/span><\/li>\n<li><span>the development\/expansion of coal transport facilities or other infrastructure facilities to support coal mines<\/span><\/li>\n<\/ul>\n<ul>\n<li><span style=\"\">Extraction of Arctic oil and gas\u2076 (share of total turnover of more than 5% each)\u2075<\/span><\/li>\n<li><span style=\"\">Extraction of oil sands and shale oil (share of total turnover of more than 5% each)<\/span><\/li>\n<li><span style=\"\">Oil or gas companies based in EU and OECD countries with expansion plans for the development of new oil or gas fields that have not yet set a Net Zero target.<\/span><\/li>\n<li><span style=\"\">Companies based in Russia or Belarus<\/span><\/li>\n<\/ul>\n<p style=\"\"><span style=\"font-weight: normal;\">Furthermore, companies that violate the following standards are excluded:\u2077<\/span><\/p>\n<ul>\n<li><span style=\"\">10 principles of the United Nations Global Compact (the world\u2019s largest and most important initiative for responsible corporate management)<\/span><\/li>\n<li><span>Core labour standards of the International Labour Organization (UN specialised agency for international labour and social standards)<\/span><\/li>\n<li><span>UN Guiding Principles on Business and Human Rights (UN guiding principles for business and human rights)<\/span><\/li>\n<li><span>OECD Guidelines for Multinational Enterprises (standards for responsible business conduct of the Organisation for Economic Co-operation and Development)<\/span><\/li>\n<\/ul>\n<p style=\"\"><span style=\"font-weight: normal;\">In the infrastructure sector, the following applies:<\/span><\/p>\n<ul>\n<li><span style=\"\">no financing of projects aimed at developing new oil and gas fields, the construction of new oil and gas power plants or transport networks or relevant dedicated infrastructure. This excludes projects that are demonstrably compatible with the 1.5-degree target of the Paris Agreement.\u2078<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"\"><span style=\"\">1<\/span><span style=\"\">No material components are those components that can be used for the production of conventional weapons, but whose main purpose lies in another use (so-called \u201cdual-use products\u201d).<\/span><\/li>\n<li style=\"\"><span style=\"\">2<\/span><span style=\"\">\u201cProhibited weapons\u201d include anti-personnel mines, cluster munitions, chemical and biological weapons.<\/span><\/li>\n<li style=\"\"><span style=\"\">3<\/span><span style=\"\">Biocides are substances intended to destroy, deter, render harmless, prevent the action of or otherwise combat harmful organisms by means other than mere physical or mechanical action.<\/span><\/li>\n<li style=\"\"><span style=\"\">4<\/span><span style=\"\">This is determined according to the state of science and the availability of data. Neonicotinoids and organochlorine compounds currently fall into this category.<\/span><\/li>\n<li style=\"\"><span style=\"\">5<\/span><span style=\"\">In the case of this exclusion, investments can still be made in Green Bonds of the respective companies. Green Bonds include all bonds for which the capital amount is used for specific ecologically sustainable projects according to the bond terms.<\/span><\/li>\n<li style=\"\"><span style=\"\">6<\/span><span style=\"\">Arctic oil and gas production is currently understood as any extraction north of the 66.50 degree of latitude.<\/span><\/li>\n<li style=\"\"><span style=\"\">7<\/span><span style=\"\">Relevant incidents are identified based on data from external data providers and evaluated to determine whether a violation has occurred.<\/span><\/li>\n<li style=\"\"><span style=\"\">8<\/span><span style=\"\">The projects must comply with science-based or government-established regional\/national 1.5-degree climate paths.<\/span><\/li>\n<\/ol>\n<p style=\"\"><span style=\"font-weight: normal;\">Government bonds and quasi-sovereign issuers with serious restrictions on political rights and civil liberties (status \u201cNot Free\u201d in the Freedom House Index) are excluded from investment. Furthermore, the BarmeniaGothaer sustainability concept for states applies. For this purpose, an ESG State Index was developed, the calculation of which includes the most important sustainability criteria, e.g. climate protection, child labour, gender inequality, the rule of law, corruption as well as civil liberties and political rights. Due to the holistic approach, the three sustainability areas \u2013 environment, social issues and governance \u2013 are weighted almost equally. The ranking within the ESG State Index allows a statement to be made on the sustainability of individual states and is converted into a grading system on a scale of 1 to 5.<\/span><\/p>\n<ul>\n<li><span style=\"\">States with a grade of 1 to 3 are permitted for investments without restrictions.<\/span><\/li>\n<li><span>States with a grade of 4 require a more in-depth sustainability analysis as to whether the states have a clear strategy for the significant improvement of their ESG characteristics.<\/span><\/li>\n<li><span>States with a grade of 5 are not permitted for investments.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: normal;\">In addition to the grading system, government bonds and quasi-sovereign issuers with serious restrictions on political rights and civil liberties (status \u201cNot Free\u201d in the Freedom House Index) are excluded from investment.<\/span><\/p>\n<p><\/p>\n<h4><strong>Statutory Transparency and Reporting<\/strong><\/h4>\n<p><span style=\"font-size: 18px !important;\">We provide transparency on how we manage sustainability risks and on the results achieved in implementing our strategy.<\/span><span style=\"font-weight: normal;\">\u200b<br \/><\/span><\/p>\n<h3 style=\"\">Pre-contractual Disclosure<\/h3>\n<p style=\"\">This document describes our binding strategies and the methodological criteria according to which we take environmental and social factors into account in our investment.<\/p>\n<h3 style=\"\">Annual (Periodic) Report<\/h3>\n<p style=\"\">In this report, we disclose the concrete results and achieved key figures (such as CO\u2082 intensity and ESG scores) of our investment for the past financial year.<\/p>\n<h3>Pre-contractual Disclosure<\/h3>\n<p style=\"\">This document describes our binding strategies and the methodological criteria according to which we take environmental and social factors into account in our investment.<\/p>\n<h3>Annual (Periodic) Report<\/h3>\n<p style=\"\">In this report, we disclose the concrete results and achieved key figures (such as CO\u2082 intensity and ESG scores) of our investment for the past financial year.<\/p>\n<h2 style=\"\">Further Information<\/h2>\n<h3 style=\"\">Investment Solutions with a Focus on the Environment and Social Issues<\/h3>\n<p style=\"\">There are many opportunities to take personal sustainability preferences into account when assembling your investment portfolio.<\/p>\n<h3>Responsible Action in Its Own Operations<\/h3>\n<p style=\"\">ESG aspects are an integral part of our daily work \u2013 in addition to environmental topics, this also concerns social issues and governance rules.<\/p>\n<h3 style=\"\">Our Fund Selection<\/h3>\n<p style=\"\">Discover our entire spectrum of investment options with suitable solutions for your personal goals.<\/p>\n<h3 style=\"\">Investment Solutions with a Focus on the Environment and Social Issues<\/h3>\n<p style=\"\">There are many opportunities to take personal sustainability preferences into account when assembling your investment portfolio.<\/p>\n<h3 style=\"\">\n<p>Responsible Action in Its Own Operations<\/h3>\n<p style=\"\">ESG aspects are an integral part of our daily work \u2013 in addition to environmental topics, this also concerns social issues and governance rules.<\/p>\n<h3 style=\"\">\n<p>Our Fund Selection<\/h3>\n<p style=\"\">Discover our entire spectrum of investment options with suitable solutions for your personal goals.<\/p>\n<p><\/p>\n<h3 style=\"\">Investment Solutions with a Focus on the Environment and Social Issues<\/h3>\n<p style=\"\">There are many opportunities to take personal sustainability preferences into account when assembling your investment portfolio.<\/p>\n<h3 style=\"\">Responsible Action in Its Own Operations<\/h3>\n<p style=\"\">ESG aspects are an integral part of our daily work \u2013 in addition to environmental topics, this also concerns social issues and governance rules.<\/p>\n<h3 style=\"\">Our Fund Selection<\/h3>\n<p style=\"\">Discover our entire spectrum of investment options with suitable solutions for your personal goals.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PrismaLife ESG Focus of Our Own Investment Portfolio PrismaLife ESG Focus of Our Own Investment Portfolio PrismaLife ESG Focus of Our Own Investment Portfolio We Align Our Own Investment Portfolio with ESG Criteria A traditional investment metrics, namely return, maturity and the creditworthiness of the issuers.For this reason, PrismaLife integrates environmental and social criteria as [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","tve_updated_post":"","tve_custom_css":"","tve_user_custom_css":"","tve_globals":{},"tcb2_ready":1,"tcb_editor_enabled":1,"tve_landing_page":"bd86f3fc67210fed5b2794ad4a56d3a9","_tve_header":"594","_tve_footer":"595"},"class_list":["post-4144","page","type-page","status-publish","hentry","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ESG orientation of own investments - PrismaLife AG<\/title>\n<meta name=\"description\" content=\"PrismaLife AG aligns its investments according to ESG criteria, combines classic investment criteria with sustainability factors and sets strict exclusion criteria.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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