{"id":18076,"date":"2022-02-01T09:48:45","date_gmt":"2022-02-01T08:48:45","guid":{"rendered":"https:\/\/www.prismalife.com\/?page_id=18076"},"modified":"2025-01-29T11:35:38","modified_gmt":"2025-01-29T10:35:38","slug":"investire-in-modo-sostenibile","status":"publish","type":"page","link":"https:\/\/www.prismalife.com\/it\/investire-in-modo-sostenibile\/","title":{"rendered":"Investire in modo sostenibile"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-bottom:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-size:cover;width:66.666666666667%;width:calc(66.666666666667% - ( ( 4% ) * 0.66666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-transform:none;\"><h1>La sostenibilit\u00e0 nell&#8217;accumulo del patrimonio e nell&#8217;investimento di capitale<\/h1>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-text-transform:none;\"><div>\n<p>PrismaLife considera la sua gamma di prodotti per la protezione dai rischi e in particolare la previdenza e l&#8217;accumulo di ricchezza dei suoi clienti come un concetto sostenibile in s\u00e9. L&#8217;obiettivo \u00e8 assicurare la qualit\u00e0 della vita e il livello di vita dei suoi clienti a lungo termine e rendere la sua politica sui prodotti ancora pi\u00f9 sostenibile.<\/p>\n<p>Una leva fondamentale per questo \u00e8 l&#8217;investimento di capitale, sia sotto forma di investimenti in fondi legati ai contratti dei clienti, sia nell&#8217;ambito degli investimenti propri di PrismaLife a copertura delle riserve tecniche per far fronte agli impegni assunti nei confronti degli assicurati. Mentre i primi sono selezionati da ciascun cliente, i secondi sono soggetti alle decisioni di investimento di PrismaLife. In entrambi i casi gli effetti della sostenibilit\u00e0 possono essere raggiunti attraverso criteri o decisioni di investimento appropriati.<\/p>\n<\/div>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"667\" height=\"1000\" title=\"Teaser_Footer_links\" src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg\" data-orig-src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg\" alt class=\"lazyload img-responsive wp-image-2861\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27667%27%20height%3D%271000%27%20viewBox%3D%270%200%20667%201000%27%3E%3Crect%20width%3D%27667%27%20height%3D%271000%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-200x300.jpg 200w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-400x600.jpg 400w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-600x900.jpg 600w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg 667w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nachhaltigkeit-box3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-background-color:rgba(0,140,132,0.1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-3\" style=\"--awb-text-transform:none;\"><h2>Allineiamo il nostro investimento di capitale secondo i criteri ESG<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-4\" style=\"--awb-text-transform:none;\"><p>Una delle leve chiave per una gestione sostenibile \u00e8 il nostro investimento di capitale. I criteri ESG per la selezione degli investimenti completano i criteri classici di sicurezza, rendimento e liquidit\u00e0. Per esempio, il tema del Socially Responsible Investing \u00e8 considerato per un&#8217;analisi di sostenibilit\u00e0 nell&#8217;investimento di capitale. I criteri sono basati sui principi dell&#8217;ONU per l&#8217;investimento responsabile (UN PRI). Inoltre, fattori quali l&#8217;intensit\u00e0 delle emissioni di CO2 sono inclusi nelle decisioni di investimento. Nel 2020, ci\u00f2 ha consentito di risparmiare il 56% delle emissioni di CO2 rispetto a un portafoglio tradizionale senza criteri di investimento corrispondenti.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nachhaltigkeit-box3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-background-color:rgba(0,140,132,0.1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;width:66.666666666667%;width:calc(66.666666666667% - ( ( 4% ) * 0.66666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-5\" style=\"--awb-text-transform:none;\"><h2>Ogni cliente ha voce in capitolo<\/h2>\n<\/div><div class=\"fusion-text fusion-text-6\" style=\"--awb-text-transform:none;\"><p><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"\">\ufeff<\/span>I prodotti pensionistici e di rischio e le relative soluzioni di fondi sono al centro del modello di business di PrismaLife. Il rischio e l&#8217;accantonamento sono di per s\u00e9 orientati verso obiettivi a lungo termine e sostenibili. Di conseguenza questi fattori hanno un peso elevato nella visione aziendale e per i nostri stakeholder.<\/p>\n<p>Per gli assicurati ci sono molte opportunit\u00e0 per ottimizzare la loro impronta personale di CO2. Le polizze vita unit linked di PrismaLife AG offrono infatti ai clienti anche una gamma completa di fondi sostenibili per i loro investimenti individuali &#8211; oltre agli investimenti delle riserve tecniche ottimizzati secondo i criteri ESG. In questo modo, i risparmiatori possono raggiungere contemporaneamente due obiettivi: costruire una pensione personale e sostenere obiettivi di sostenibilit\u00e0 con il loro patrimonio.<\/p>\n<p>Alla fine del 2023, PrismaLife AG aveva in portafoglio 63 fondi di investimento sostenibili per i propri clienti, con un volume investito di 118 milioni di euro, secondo il rating Morningstar. PrismaLife richiama l&#8217;attenzione sulla propria offerta di fondi sostenibili attraverso una politica di comunicazione attiva nei confronti di clienti e partner commerciali. PrismaLife si impegna a estendere ulteriormente queste azioni in futuro.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"464\" height=\"696\" title=\"ESG_klein\" src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg\" data-orig-src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg\" alt class=\"lazyload img-responsive wp-image-9714\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27464%27%20height%3D%27696%27%20viewBox%3D%270%200%20464%20696%27%3E%3Crect%20width%3D%27464%27%20height%3D%27696%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein-200x300.jpg 200w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein-400x600.jpg 400w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg 464w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 464px\" \/><\/span><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nachhaltigkeit-box4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first fusion-column-inner-bg-wrapper\" style=\"--awb-padding-top:15px;--awb-padding-right:15px;--awb-padding-bottom:15px;--awb-padding-left:15px;--awb-inner-bg-color:#e5f3f2;--awb-inner-bg-color-hover:#e5f3f2;--awb-inner-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.prismalife.com\/it\/strategia-di-sostenibilita\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-7\" style=\"--awb-text-transform:none;\"><h6>Strategia per la sostenibilit\u00e0<\/h6>\n<\/div><div class=\"fusion-text fusion-text-8\" style=\"--awb-text-transform:none;\"><p>L&#8217;attenzione alla sostenibilit\u00e0 \u00e8 un pilastro fondamentale di PrismaLife &#8211; maggiori informazioni sulla \u201cStrategia di sostenibilit\u00e0\u201d.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last fusion-column-inner-bg-wrapper\" style=\"--awb-padding-top:15px;--awb-padding-right:15px;--awb-padding-bottom:15px;--awb-padding-left:15px;--awb-inner-bg-size:cover;--awb-border-color:#008c84;--awb-border-top:2px;--awb-border-right:2px;--awb-border-bottom:2px;--awb-border-left:2px;--awb-border-style:solid;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.prismalife.com\/it\/esg\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-9\" style=\"--awb-text-transform:none;\"><h6>ESG in PrismaLife<\/h6>\n<\/div><div class=\"fusion-text fusion-text-10\" style=\"--awb-text-transform:none;\"><p>La nostra responsabilit\u00e0 aziendale si estende a molti ambiti ESG \u201cAmbiente, Sociale, Governance\u201d &#8211; Maggiori informazioni su \u201cESG in PrismaLife\u201d.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-18076","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/pages\/18076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/comments?post=18076"}],"version-history":[{"count":9,"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/pages\/18076\/revisions"}],"predecessor-version":[{"id":26378,"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/pages\/18076\/revisions\/26378"}],"wp:attachment":[{"href":"https:\/\/www.prismalife.com\/it\/wp-json\/wp\/v2\/media?parent=18076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}