{"id":27032,"date":"2025-08-12T13:49:18","date_gmt":"2025-08-12T11:49:18","guid":{"rendered":"https:\/\/www.prismalife.com\/?page_id=27032"},"modified":"2025-08-27T15:00:25","modified_gmt":"2025-08-27T13:00:25","slug":"duurzaam-investeren","status":"publish","type":"page","link":"https:\/\/www.prismalife.com\/nl\/duurzaam-investeren\/","title":{"rendered":"Duurzaam investeren"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-bottom:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-size:cover;width:66.666666666667%;width:calc(66.666666666667% - ( ( 4% ) * 0.66666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><h1>Duurzame vermogensopbouw en kapitaalinvesteringen<\/h1>\n<\/div><div class=\"fusion-text fusion-text-2\"><div>\n<p>&nbsp;<\/p>\n<p>PrismaLife ziet haar productassortiment voor risicobescherming en vooral voor pensioenvoorziening en vermogensopbouw van haar klanten als een duurzaam concept per se. Haar doel is immers de levenskwaliteit en de levensstandaard van haar klanten op lange termijn veilig te stellen. Daarnaast heeft PrismaLife zich ten doel gesteld haar productbeleid nog duurzamer te maken.<\/p>\n<p>Een belangrijke hefboom hiervoor is de kapitaalinvestering, zowel in de vorm van de contractgebonden fondsinvesteringen van de klanten als in het kader van de eigen investering van PrismaLife voor de dekkingspool, die wordt gebruikt om de garanties voor de klanten veilig te stellen. Terwijl de eerste door de klant individueel worden geselecteerd, zijn de laatste onderworpen aan de investeringsbeslissingen van PrismaLife. In beide gevallen kunnen duurzaamheidseffecten worden bereikt door passende investeringscriteria of -beslissingen.<\/p>\n<\/div>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"667\" height=\"1000\" title=\"Teaser_Footer_links\" src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg\" data-orig-src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg\" alt class=\"lazyload img-responsive wp-image-2861\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27667%27%20height%3D%271000%27%20viewBox%3D%270%200%20667%201000%27%3E%3Crect%20width%3D%27667%27%20height%3D%271000%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-200x300.jpg 200w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-400x600.jpg 400w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1-600x900.jpg 600w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2019\/04\/Teaser_Footer_links-1.jpg 667w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nachhaltigkeit-box3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-background-color:rgba(0,140,132,0.1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-3\"><h2>Wij stemmen onze kapitaalinvesteringen af op ESG-criteria<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-4\"><p>Een van de belangrijkste hefbomen voor duurzaam management ligt in onze kapitaalinvesteringen. De ESG-criteria voor de selectie van beleggingen vormen een aanvulling op de klassieke criteria van veiligheid, rendement en liquiditeit. Bij een duurzaamheidsanalyse van kapitaalinvesteringen wordt het thema Socially Responsible Investing, dus verantwoord beleggen voor de samenleving, in acht genomen. De criteria zijn gebaseerd op de beginselen van de Verenigde Naties voor verantwoord investeren (PRI). Bovendien worden factoren zoals de intensiteit van de CO2-uitstoot in de investeringsbeslissingen meegenomen. In 2020 konden wij 56% van de CO2-uitstoot besparen in vergelijking met een traditionele portefeuille zonder overeenkomstige beleggingscriteria.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nachhaltigkeit-box3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-background-color:rgba(0,140,132,0.1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-size:cover;width:66.666666666667%;width:calc(66.666666666667% - ( ( 4% ) * 0.66666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-5\"><h2>Elke klant beslist mee<\/h2>\n<\/div><div class=\"fusion-text fusion-text-6\"><p>De pensioen- en risicoproducten en de bijbehorende fondsoplossingen vormen de kern van het bedrijfsmodel van PrismaLife. Risico en pensioenvoorziening zijn per se gericht op langetermijn- en duurzame doelstellingen. Aan deze factoren wordt dan ook door alle groepen van belanghebbenden en vanuit het perspectief van de onderneming een groot gewicht toegekend.<\/p>\n<p>Voor polishouders zijn er veel mogelijkheden om hun persoonlijke CO2-voetafdruk te optimaliseren. De unit-linked levensverzekeringspolissen van PrismaLife AG bieden klanten namelijk ook een uitgebreid assortiment duurzame fondsen voor hun individuele beleggingen &#8211; naast de op basis van ESG-criteria geoptimaliseerde dekkingspoolbeleggingen. Op die manier kunnen pensioenspaarders twee doelen tegelijk bereiken: een persoonlijk pensioen opbouwen en met hun vermogen duurzaamheidsdoelen ondersteunen.<\/p>\n<p>Eind 2020 waren duurzame fondsen opgenomen in ongeveer 6 400 klantenportefeuilles, met een belegd volume van meer dan 28 miljoen euro. PrismaLife vestigt de aandacht op haar aanbod van duurzame fondsen door een actief communicatiebeleid naar klanten en distributiepartners. PrismaLife zal dit in de toekomst verder uitbreiden.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"464\" height=\"696\" title=\"ESG_klein\" src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg\" data-orig-src=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg\" alt class=\"lazyload img-responsive wp-image-9714\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27464%27%20height%3D%27696%27%20viewBox%3D%270%200%20464%20696%27%3E%3Crect%20width%3D%27464%27%20height%3D%27696%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein-200x300.jpg 200w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein-400x600.jpg 400w, https:\/\/www.prismalife.com\/wp-content\/uploads\/2020\/08\/ESG_klein.jpg 464w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 464px\" \/><\/span><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nachhaltigkeit-box4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first fusion-column-inner-bg-wrapper\" style=\"--awb-padding-top:15px;--awb-padding-right:15px;--awb-padding-bottom:15px;--awb-padding-left:15px;--awb-inner-bg-color:#e5f3f2;--awb-inner-bg-color-hover:#e5f3f2;--awb-inner-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.prismalife.com\/nl\/duurzaam-investeren\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-7\"><h6>Duurzaamheidsstrategie<\/h6>\n<\/div><div class=\"fusion-text fusion-text-8\"><p>De focus op duurzaamheid is een kernpijler van PrismaLife &#8211; meer over de \u201cDuurzaamheidsstrategie\u201d.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last fusion-column-inner-bg-wrapper\" style=\"--awb-padding-top:15px;--awb-padding-right:15px;--awb-padding-bottom:15px;--awb-padding-left:15px;--awb-inner-bg-size:cover;--awb-border-color:#008c84;--awb-border-top:2px;--awb-border-right:2px;--awb-border-bottom:2px;--awb-border-left:2px;--awb-border-style:solid;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.prismalife.com\/nl\/esg\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-9\"><h6>ESG bij PrismaLife<\/h6>\n<\/div><div class=\"fusion-text fusion-text-10\"><p>Onze bedrijfsverantwoordelijkheid strekt zich uit tot vele gebieden van \u201cEnvironment, Social, Governance\u201d &#8211; meer over \u201cESG bij PrismaLife\u201d.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-27032","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/pages\/27032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/comments?post=27032"}],"version-history":[{"count":3,"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/pages\/27032\/revisions"}],"predecessor-version":[{"id":27144,"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/pages\/27032\/revisions\/27144"}],"wp:attachment":[{"href":"https:\/\/www.prismalife.com\/nl\/wp-json\/wp\/v2\/media?parent=27032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}