Oliver begins his pension planning at the age of 25.
Through the long duration of 42 years, he benefits significantly. With a monthly premium of 200 EUR and a consistent performance of 4.5 % p.a., he can build up a capital of 348,677 EUR. With an assumed performance of 6 % p.a., he even receives a possible lump-sum payout of 520,927 EUR.
As he expects his income to increase in the future and wants to compensate for inflation, he has secured the dynamic premium plan. This allows him to automatically increase his premiums in the coming years. Each premium increase additionally ensures an increasing lump-sum payout.
Oliver has numerous investment strategies to choose from, including ETFs, portfolios of renowned asset managers, managed strategies and many individual funds from all asset classes.
The above-mentioned calculation was created with the "Franklin Global Growth Fund N (acc) EUR" fund (global equity large-cap growth) according to the net method.