Sustainable investment in accor­dance with ESG factors

In a changing (financial) world, the topic of sustainable investment is becoming relevant to more and more investors. Investment in accor­dance with ESG (environment, social and gover­nance) factors is more than pure philan­thropy for us. It is based on the assessment of return prospects and takes account, for example, of regulatory condi­tions such as the Paris Agreement on climate protection and the UN’s Sustainable Devel­opment Goals.

Alignment of investment in accor­dance with ESG criteria

With an investment volume of more than €1 billion, our investment is a signif­icant lever for sustainable management. The ESG criteria for the selection of invest­ments supplement the tradi­tional criteria of security, return and liquidity.

In order to analyse the sustain­ability of investment, for example, the topic of socially respon­sible investing is considered. Invest­ments in companies whose main activ­ities are in alcohol, weapons, gambling, nuclear power, tobacco or genetic engineering are excluded. In addition, the intensity of CO2 emissions, for example, is factored into the investment decision within the equity portfolio.

Corporate respon­si­bility

Awareness of sustain­ability starts at home. That is why, for us, corporate respon­si­bility extends to many areas: from sustainable investment products to the use of resources to a respectful management culture and social engagement. PrismaL­ife’s social engagement is supported by its employees and their ideas.

Numerous projects have already emerged from the employee team’s initial ideas.

PrismaLife: above-average sustain­ability

In 2018, with its partner Unigestion, PrismaLife evaluated the assets in the cover pool according to ESG criteria and then restruc­tured the portfolio. Our aim was the highest possible ESG standard without disad­van­tages for security, return or liquidity.

Our cover pool’s Sustain­a­lytics ESG score as of 31 December 2018 was 73.3% and thus above average. The ESG ratings specialist Sustain­a­lytics calcu­lates and checks ESG scores. The score reflects the extent to which a portfolio meets sustain­ability criteria. The rules of the UN Principles for Respon­sible Invest­ments (UN PRI) are taken as the basis for this.

From Liecht­en­stein for Liecht­en­stein:

PrismaLife is connected to the country of Liecht­en­stein. The company wants to give back to the people of Liecht­en­stein by donating to regional organ­i­sa­tions. Additional measures, including for young people, are planned.

How we operate: together, consciously and with spirit

PrismaLife has dedicated and highly qualified employees with many years at the company. To achieve this, we maintain a value-based management approach that puts people in the centre. The PrismaLife team operates together, consciously and with spirit.