Key Investor Infor­mation Document

The European Union’s PRIIPs Regulation for “packaged retail and insurance-based investment products” (PRIIPs), which has been in force since 1 January 2018, means you as a customer or prospective customer of an insurance company receive a key infor­mation document on certain insurance products. This only applies to customers resident in Germany or Austria.
The content and design of the key infor­mation document are prede­fined. In addition to infor­mation on the product type and provider, they also contain infor­mation on the investment objective, target market, insurance benefits, all costs and the risks of the product. In addition, we also explain what benefits you would receive in various scenarios.

Individual calcu­la­tions are not included. In order to enable you to compare different offers, all insurers uniformly calculate what benefits you as a customer can expect with an investment of €1,000 p.a. (or with a one-off investment of €10,000) over a certain period of time depending on the scenario.

You can choose from a large range of investment funds and investment strategies at PrismaLife. For each fund selected, you receive a “Key Investor Infor­mation Document” showing the risk and return profile of your individual investment. The “Key Investor Infor­mation Document” can also be found on this website. First, select “FUNDS” in the main navigation bar. After­wards select “Fund infor­mation”. The Key Investor Infor­mation Document will be provided after the selection of “existing clients” or “inter­ested parties” under the corre­sponding heading.
Our key infor­mation documents are sorted by product and premium payment method type. From the terms specified – 12, 20, 30 and 40 years – please select the term applicable to your situation or the next higher term.
All PrismaLife’s other products for Germany and Austria are term life insurance policies or occupa­tional pension products. They do not count as PRIIPs, therefore they do not have key infor­mation documents. Furthermore, no key infor­mation document is required for PrismaLife’s products for Switzerland.

Please select a country for the key infor­mation document:

Germany
Austria

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Version April 2020
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version April 2020
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version January 2020
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version January 2020
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version May 2019
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version May 2019
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)