Key Infor­mation Document

Due to the European Union regulation for “Packaged Retail and Insurance-based Investment Products” (PRIIPs), which has been in force since 1 January 2018, you as a customer or prospective customer of an insurance company will receive a basic infor­mation sheet (KID) for insurance investment products. This only applies to customers resident in the European Union. No KID is offered for risk insurance or occupa­tional pension products.

The content and design of the key infor­mation document are prede­fined. In addition to infor­mation on the product type and provider, they also contain infor­mation on the investment objective, target market, insurance benefits, all costs and the risks of the product. In addition, we also explain what benefits you would receive in various scenarios.

Individual calcu­la­tions are not included. In order to enable you to compare different offers, all insurers uniformly calculate what benefits you as a customer can expect with an investment of €1,000 p.a. (or with a one-off investment of €10,000) over a certain period of time depending on the scenario.

With PrismaLife you can choose from a wide range of funds. When preparing an individual offer, your inter­me­diary will also provide you with the “Key Investor Infor­mation” for each selected fund, which shows the risk and return profile of your individ­ually selected funds. You will also find the “Key Investor Infor­mation” and other infor­mation on the funds we offer on this website. To do so, please select “FUND” in the main navigation and then “Fund Infor­mation”. You will find the key investor infor­mation after entering your contract number or selecting the product category under the heading “Key investor infor­mation” (KIID).

Our basic infor­mation sheets are sorted by product and type of premium payment. If more than one term is offered, please select the term that applies to your situation or the next higher term.

Please select a country for the key infor­mation document:

Germany
Austria
Malta
Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.
Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Version March 2021
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version January 2021
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.
Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Version April 2020
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version April 2020
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version January 2020
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version January 2020
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version May 2019
with regular premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Version May 2019
with single premium payment

Duration 20 years (PDF)

Duration 30 years (PDF)

Duration 40 years (PDF)

Further infor­mation, such as on the investment objective, target market and insurance benefits, is available in the key infor­mation documents.

Version March 2021
with regular premium payment

Duration 20 years (PDF)

Version March 2021
with single premium payment

Duration 20 years (PDF)

Version January 2021
with regular premium payment

Duration 20 years (PDF)

Version January 2021
with single premium payment

Duration 20 years (PDF)