August 31st, 2023

Sustain­ability Report 2022: First external assessment of CO2 key indicators

PrismaLife has already neared its emissions target – 50 percent fewer CO2 emissions than in 2019 by 2030 – in 2022. And this despite stricter and extended criteria. These and further reviewed data are contained in the Sustain­ability Report 2022

April 20th, 2023

Signif­icant growth in existing and new business

PrismaLife can look back on a successful 2022 business year. Gross premiums written increased by 3.2 percent to 141.3 million euros compared to the 2021 financial year. New business grew by 12.1 percent and single premiums even increased by 19.2 percent. The good business devel­opment is also reflected in the solvency ratio: it increased to 183 percent in 2022.

February 17th, 2023

Signif­icant increase in the overall rating

PrismaLife AG has once again received an inter­na­tional award for its Sustain­ability Report 2021. As one of the smallest companies in the group of 12 insurance companies examined, PrismaLife achieved 4th place and a gold medal in the sustain­ability ranking of the analysis company Zielke Research Consult.

February 3rd, 2023

Changes in the share­holder structure of PrismaLife

PrismaLife strengthens the successful cooper­ation with Barmenia, which acquires further shares of PrismaLife. After the 25 percent stake in 2021, Barmenia now holds a total of 75 percent. Through inten­sified collab­o­ration, new oppor­tu­nities arise for both partners.

December 19th, 2022

Successful year draws to a close

PrismaLife looks back on an eventful 2022: Premiums written are up again, new business is growing and things are moving forward with the inter­na­tion­al­i­sation of PrismaLife AG. And - according to CEO Holger Beitz - the team has the potential to grow even more in 2023.

November 14th, 2022

Retirement savers defy crises and inflation

PrismaLife is recording rising additional payments in its existing pension contracts with fund policies - despite the covid pandemic and inflation. Is this paradoxical or sensible on the part of pension savers? It is just the right thing to do at this time, comments CEO Holger Beitz.

October 27th, 2022

PrismaLife presents itself at the DKM

PrismaLife will be present as an exhibitor at the DKM in Dortmund, the leading trade fair for the finance and insurance industry, from 25 October. Partners and inter­ested parties can find out more about the concepts for sustainable pension provision from Liecht­en­stein at the trade fair stand. We look forward to your visit in Hall 3, Booth F03.

September 29th, 2022

PrismaLife at the MCC Congress for sustain­ability

At the MCC Congress on "Sustain­ability in the Insurance and Financial Industry" on 5 October in Düsseldorf, CEO Holger Beitz will speak about the influence of capital investment on sustain­ability goals. The topic will be discussed in greater depth in a panel discussion on the perspec­tives of sustainable capital investment, which will be hosted by Prof. Dr. Florian Elert from the HSBA Hamburg School of Business Admin­is­tration.

August 29th, 2022

Management expanded

As of September 1st 2022, Alessandro Tulli will strengthen the management of PrismaLife AG as Chief Innovation Officer. Together with Holger Beitz and Volker Schulz, the doctor of law will implement the inter­na­tion­al­i­sation strategy of the Liecht­en­stein pension specialist.

August 25th, 2022

PrismaLife employees rock at the "Princely Tattoo“

From September 1st to September 3rd, it's going to be loud and colourful: the "Princely Liecht­en­stein Tattoo" music festival, which now attracts a wide inter­na­tional audience, combines the tradition of Scottish marching music with pop and rock. The team of PrismaLife is rocking along!

August 24th, 2022

Double appearance of PrismaLife at the Finance Forum

At the Finance Forum on September 13th in Vaduz, PrismaLife was in the spotlight twice: CEO Holger Beitz discussed sustainable invest­ments with Mirjam Staub-Bisang, country head of BlackRock, the world's largest asset manager. PrismaLife also hosted the workshop "Retirement provision in times of increasing inflation" with Prof. Dr. Jochen Ruß from the IFA.

August 22nd, 2022

Targets for sustain­ability exceeded

In the reporting year of 2021, PrismaLife reduced its CO2 emissions by 82 percent to 6.5 tonnes - due to Corona-related travel restric­tions and the change in the energy supply contracts. Also the share of sustainable invest­ments held by insurance customers has doubled, but here the pension specialist sees much potential for increase.

July 27th, 2022

Kick-off for the football camp 2022

Managing Director of the PrismaLife AG, Volker Schulz opens the BVB evonic football camp. For 65 children, an exciting week with many inter­esting training sessions with the coaches of the BVB, lies ahead. The camp lasts for one week and ends with a festive award ceremony and the presen­tation of medals and certifi­cates, which will be presented by PrismaLife CEO Holger Beitz.

April 11th, 2022

PrismaLife continues its inter­na­tion­al­i­sation course

The Liechtenstein-based pension specialist achieved a net profit of 4.2 million euros in the 2021 financial year. After entering the market in Malta, PrismaLife has now taken over a portfolio of death benefit insur­ances in Belgium.

February 22nd, 2022

PrismaLife remains on growth track

According to prelim­inary figures, PrismaLife AG once again achieved revenue growth in the 2021 financial year and signif­i­cantly increased its net income for the year. Gross premium income rose by 1.8 %.

November 15th, 2021

PrismaLife wins gold with ESG report

The Zielke Institute awards PrismaLife gold for its sustain­ability report. Among 50 insurers, PrismaLife was the only one to achieve full marks in the presen­tation of its Co2 footprint.

October 27th, 2021

PrismaLife at the fair DKM

PrismaLife, the provision and insurance specialist from Liecht­en­stein is once again physi­cally repre­sented at this year’s DKM (hall 3-H12). The trade fair offers exciting lectures, panel discus­sions and oppor­tu­nities for networking. PrismaLife intro­duces its sustainable provision products to customers and business partners.

September 27th, 2021

The potential of Liecht­en­stein

The location of Liecht­en­stein with it`s huge financial center on inter­na­tional context offers many advan­tages. High economical stability, the currency of the Swiss Franc and a prenounced cross-border-competence. This is why cooper­a­tions of foreign providers with local insur­an­ce­providers can often be an inter­na­tionl spring­board.

August 19th, 2021

Semiannual report 2021

PrismaLife posted a positive business result for the half-year term of 2021. With the result of about 3 million euro the insurance specialist from Liecht­en­stein reaches a good outcome. The growth of new business of around 5 percent is also part of this result.

August 17th, 2021

PrismaLife is sponsor of the „Sportkasten“

On August 13th the opening of the new outdoor-trainingtower for young and old took place in Triesenberg. This innov­ative recre­ation offer is free of charge and is meant for everyone to keep fit. Using different modular acces­sories, various exercises can be constructed to support different training levels. The Sportkasten is part ot the ProBono project by the institute for archi­tecture and spatial devel­opment of the University of Liecht­en­stein.

July 15th, 2021

Sustain­ability report 2020

PrismaLife AG has presented its second sustain­ability report for the year 2020. The results show that the company was able to save more than 30% of its CO2 emissions in 2020, compared to the previous year. The keys to success were CO2 reduc­tions in opera­tions and, above all, a consis­tently sustainable orien­tation of the capital investment.

April 14th, 2021

PrismaLife publishes annual report 2020

Positive business balance despite corona pandemic. PrismaLife was able to increase ist gross pemiums written by 1.4 percent to 134.4 Mio. Euro. Many customers took advantage of free of charge additional payments for existing contracts, so that single premiums rose by 90.8 percent to 13.4 Mio. Euro.

April 1st, 2021

InsureTech-Fonds «VENPACE»

PrismaLife becomes involved in InsureTech-Fonds «VENPACE» Being part of an investors` collective PrismaLife supports young start up companies during their first phase of finding ideas with Pre-Seed- and Seed-Investments. Focused are consulting- and customer processes as well as sustainable innova­tions.

March 31st, 2021

Range of sustain­ability products extended

PrismaLife has extended its range of sustainable funds: existing customers can now choose from a variety of 52 ESG-conform funds. With this PrismaLife ranks among the top players on the market when it comes to compre­hensive sustainable products.

March 24th, 2021

PrismaLife supports initiative Lernbar

PrismaLife and the Swiss Lions Club support the non-profit organ­i­sation Lernbar with CHF 3500. Lernbar accom­panies and supports children with special needs. For this purpose, it offers an extracur­ricular place of learning with an individ­u­alised learning spectrum, in order to give especially disad­van­taged children a perspective.

March 12th, 2021

PrismaLife CEO at podcast of „Talk2“

In the podcast „Talk2“, Holger Beitz, CEO of PrismaLife and Oliver Bentz, junior analyst at Assekurata, discuss the impor­tance of sustain­ability and uniform standards as well as the imple­men­tation of regulatory devel­op­ments. Holger Beitz explains, why especially for life insur­ances it is most important to act in long-term alignment. PrismaLife is Liechtenstein`s specialist for unit-linked pension products.
Visit the podcast here:

February 23rd, 2021

Holger Beitz

Many customers took advantage of free additional payments

According to prelim­inary figures, PrismaLife AG bucked the market trend and achieved premium growth of 1.4 per cent to €134.4 million in the 2020 financial year. Many customers took advantage of the option of free additional payments. The range of sustainable investment options was signif­i­cantly expanded.

January 25th, 2021

Cooper­ation between PrismaLife and Barmenia confirmed

PrismaLife AG and Barmenia Insurance Group have success­fully imple­mented the previ­ously announced investment. As a result, Barmenia now holds 25.1 percent of the shares in the Liecht­en­stein life insurer, which will in future act as a centre of compe­tence for inter­na­tional offerings of unit-linked life insurance.

January 21th, 2021

PrismaLife is committed to Swiss Climate - Sustainable Business

By purchasing CO2 certifi­cates from Swiss Climate, we support climate protection and sustainable management in the Swiss forests. In this way, we offset our few, unavoidable emissions. Indeed, we already have aligned our capital investment with sustain­ability two years ago. Additionally, we are constantly expanding our range of ESG-compliant funds. We are very pleased to set another important milestone in climate neutrality and sustain­ability with our commitment to Swiss Climate.

November 18th, 2020


Packages for “Weihnachten im Schuhkarton” on their way

This year again many employees of PrismaLife partic­i­pated in the biggest world wide gift campaign “Operation Christmas Child”. The huge partic­i­pation and the money donation of the managing directors shows the vivid spirit of PrismaLife. In addition we are very optimistic that the motto of the annual campaign “Now more than ever” will come to fruition and even more children than ever will have a moment of joy for christmas. Let`s all be pleased by shining children´s eyes.

October 28th, 2020


Respon­si­bility for Sustain­ability

The relevance of sustain­ability and climate protection in the public debate, but also in the perception of consumers, is increasing - and with it the demand for sensible solutions. Surveys show that people expect support and respon­sible action from companies.

October 16th, 2020

New Cooper­ation between Barmenia and PrismaLife

The Barmenia Insurance Group is now cooper­ating with PrismaLife AG and has obtained 25.1 percent of the shares in the Liecht­en­stein life insurer. PrismaLife thus becomes the compe­tence centre for inter­na­tional offers of unit-linked life insurance. Together, the partners are expanding the business and opening up further markets in Europe.

September 15th, 2020

Market commentary: Education on sustainable invest­ments is needed

In times of the public health crisis, the awareness of sustain­ability is increasing. A good oppor­tunity to place sustainable investment management. A current study from Germany however, shows that only every 7th citizen of Germany can explain what “sustainable capital- or money investment” is. This is a clear sign for the entire finance sector: we urgently have to contribute clari­fi­cation to private individuals when it comes to sustainable invest­ments.

September 1st, 2020

Holger_Beitz 2020

PrismaLife to be Climate Neutral by 2020

PrismaLife has presented for the first time a sustain­ability report for the year 2019. The report documents the corporate strategy and shows how to live sustain­ability within the company. One core result is that carbon dioxide emissions will be signif­i­cantly reduced from the operative business. Measuring 51 tonnes in 2019 the goal is to reduce drasti­cally the next years. The remaining part will be compen­sated through other projects from 2020 so we will work climate neutral form that year on.

August 20th, 2020

Economy and Climate Objec­tives in Harmony

PrismaLife AG has consis­tently geared its corporate strategy towards sustain­ability. But to what extent do sustainable invest­ments contribute to climate protection and how should the economy and ecology come together? This will be discussed by the Potsdam climate researcher Professor Anders Levermann and PrismaLife CEO Holger Beitz at the Finance Forum Liecht­en­stein on September 1st, 2020. In advance, the insurance leader Mr. Beitz engaged in talks with the scientist Mr. Levermann.

August 13th, 2020

Market Commentary: The "Positive Vicious Circle"

In the Handels­blatt, the German ex-foreign minister and Vice-Chancellor Joschka Fischer predicts that the Corona crisis year 2020 will mark the beginning of a major wave of trans­for­mation. In fact, the pandemic makes us realise that we must change our behaviour and that sustain­ability is an active pillar of our corporate strategy. To find out how this is becoming a "positive vicious circle", read the market commentary by PrismaLife CEO Holger Beitz.

August 4th, 2020

PrismaLife Achieves Premium Growth Despite the Coronacrisis

PrismaLife increased its premium volume by 3.3 percent to a total of 68.5 million euro in the first half of 2020. With this the company reaches an annual surplus of 0.3 million euro. The increase in premiums is mainly due to additional payments and increases in existing contracts. “We are very pleased that our existing customers in particular have increased their premiums,” said PrismaLife Chief Executive Officer Mr. Holger Beitz. “This demon­strates that they also place their trust in us during the times of Corona.”

August 3rd, 2020


PrismaLife supports football holiday camp with Borussia Dortmund in Ruggell

On sunny temper­a­tures and best condi­tions seven soccer coaches from Borussia Dortmund instructed more than 60 kids during the summer camp in Ruggell. PrismaLife as the leading life insurance company in Liecht­en­stein sponsors this event for the second time. “Regional engagement is an important part of our sustain­ability concept”, Holger Beitz, CEO of the PrismaLife says. “It is great to see, that due to the well managed hygene concept, so many kids had the chance to partic­ipate in this popular football camp. Even more in times of a pandemic”.

July 7th, 2020

PrismaLife Expands its Range by Eight CHF Funds

PrismaLife AG has expanded the range of funds available to its customers by a further eight Swiss franc invest­ments. The selection includes four managed equity funds and four mixed funds, which have been given above-average ratings by the ratings firm Morningstar. In addition, two of the eight funds offer PrismaLife customers the oppor­tunity for low-carbon invest­ments, which are sustainable products. They are marked with the seal “Low Carbon Desig­nation” by Morningstar. CEO Holger Beitz: “In times of uncer­tainty we offer our customers an increase of security with these CHF-funds. The very stable currency and the advan­tages of the location Liecht­en­stein with its triple-A rating is a great foundation for a longterm return-oriented and sustainable provision.”

May 12th, 2020

PrismaLife Further Expands its Range of Sustainable Funds

PrismaLife has expanded its range of sustainable funds for its customers by a further 18 funds. The range includes seven managed equity funds and three bond containing funds. In addition, there are seven exchange traded funds and one micro­fi­nance fund. All have been given above-average sustain­ability ratings by Morningstar. Clients of the Liecht­en­stein insurer can now choose from 29 renowned sustain­ability funds to expand their assets while also consid­ering ecological and social aspects as well as respon­sible corporate gover­nance.

Holger Beitz, CEO of PrismaLife: “More and more people want to manage their invest­ments respon­sibly. Consis­tently consid­ering the aspects of sustain­ability of our fund range we offer our customers the chance to invest return-oriented and sustainable. Sustain­ability pays off, for our customers and for us, we are convinced of that”.

April 28th, 2020

PrismaLife Increases Net Income to More than 6 Million Euros

PrismaLife achieved a net profit of more than 6 million euros in the 2019 financial year, an increase of 13 percent over the previous year. At 133 million euros, premiums written were almost on par with the previous year, which was a total of 138 million euros. Holger Beitz, CEO of PrismaLife: “2019 was another successfull year for us. We signif­i­cantly exceeded the planned surplus and also laid the founda­tions for further sustainable growth in new business”. When it comes to new business for the net tariff specialist a share of 70 percent still signs contracts without acqui­sition costs.

March 26th, 2020

PrismaLife AG: “Pension provision must be flexible in times of crisis”

PrismaLife offers its customers and inter­me­di­aries full service and flexible possi­bil­ities even during the crisis caused by the coron­avirus. In doing so, the long-term perspective of the pension provision should continue to be maintained.

March 19th, 2020

PrismaLife Undergoes Change in Management

Dr. Marco Metzler (48), Chief Financial Officer of PrismaLife, will leave the management of the Liecht­en­stein life insurer at the end of April 2020.

March 11th, 2020

Market commentary Stock Exchange March 2020

The double strike of coron­avirus and the oil price dispute has once again led to massive
losses on the stock markets after the signif­icant price declines of recent weeks.
Unfor­tu­nately, fear is spreading just as quickly as the virus.

February 2nd, 2020

PrismaLife increases annual surplus again

Prelim­i­narily PrismaLife achieved an increase of the annual surplus of more than 6 million euro in 2019. “Our earning power has increased magnif­i­cently”, Holger Beitz, CEO of PrismaLife, says. “In addition new business is growing again and we managed to keep the high ratio of net tariffs especially with private investors at the same level”.
PrismaLife is a specialist in sustainable wealth accumu­lation with unit-linked insur­ances. In 2019 about 70 percent of new business was done in net tariffs, meaning tarifs without calcu­lated acqui­sition costs​.At the beginning of 2019, the Liecht­en­stein insurance company newly created its capital investment on aspects of sustain­ability. From the variety of funds customers can now choose 11 funds that are explicitly sustainable.

December 3rd, 2019

Family-friendly company

A survey conducted by Great Place to Work, an inter­na­tionally renowned data analytics company, yielded impressive results for the Liecht­en­stein insurer in the categories pertaining to work-life balance. After the publi­cation of these statistics, a highranking elected government official, Mauro Pedrazzini, took note of the extra­or­dinary high score received by Prismalife.

November 22nd, 2019

Prisma Moments” convinces with outstanding medical perfor­mance

From a medical point of view, “Prisma Moments” offers a more than average perfor­mance and ranks among the best dread-disease insur­ances. This is the result of this years product comparison by Medi-Kost in cooper­ation with a network of doctors.When it comes to severe diseases like cancer or heart attack as well as the loss of extrem­ities “Prisma Moments” offers according to Medi-Kost outstanding perfor­mances for the insured individuals. Also when it comes to strokes or accidents the insured individuals receive over average services. Already in 2018 the German finance insti­tution awarded “Prisma Moments” with the grade “outstanding” to be the best dread-disease policy.

October 21st, 2019

Grade “good” in the ranking of Handels­blatt for fund range

In times of negative interesst rates, unit-linked annuity insur­ances offer solid returns, provided the funds are good. For the “Handels­blatt” the rating agency “Assekurata” examined altogether 82 funds of PrismaLife and awarded them with grade “good”. PrismaLife as a newcomer managed to convince with the quality of offered funds and achieved 57 of the max. of 65 possibly given rating points.

October 16th, 2019

Packages for “Weihnachten im Schuhkarton”

For employees of PrismaLife christmas has already come. For the worldwide biggest non-profit organ­i­sation “Operation Christmas Child” initiated by the inter­na­tional christian aid organ­i­sation “Samaritan´s Purse”, we filled and wrapped gift packages. Since the beginning of this charity action named “Weihnachten im Schuhkarton” in 1993 more than 157 millionen needy children at the age of 2 to 14 years were given a special treat. Now the packages are on their way and the donation is trans­ferred. We are happy to see children`s eyes shining at Christmas!

October 8th, 2019

Interest rate for investment strategy “Sonderver­mögen Taggeld” increased

PrismaLife now allows its customers to partic­ipate in its successful business devel­opment. Clients of the Liecht­en­stein insurer with unit-linked life
insurance who have chosen the strategy of “Sonderver­mögen Taggeld” receive an interest rate of 0.25 percent since the 1st of October 2019. Before this time, the interest rate was 0.0 percent. “At times of negative interest rates we offer our customers an attractive alter­native for safety-oriented investors with the increased interest rate”, Holger Beitz, CEO of PrismaLife says.

September 10th, 2019

PrismaLife generates strong half-year result

In the first half-year term PrismaLife generated a surplus of more than 5.7 million euro. The insurer thus achieved a result more than twice as high as in the same period of the previous year (2.5 million euros) and a higher result than in 2018 as a whole (5.3 million euros). This was caused by a strict reduction of spendings as well as an improved investment result. The earned premiums (62.4 million euro) were slightly under those compared to 2018 (65.1 million euro). New business increased by 32 percent.

August 1st, 2019

Volker Schulz becomes new Chief Operating Officer

As of August 1st, 2019, PrismaLife will expand its management team. As Chief Operating Officer, Volker Schulz is set to strengthen the leadership of the Liecht­en­stein life insurer. Mr. Schulz has already been working as Respon­sible Actuary for the Liecht­en­stein insurer since January of 2018.

July 19th, 2019

1000 profes­sional tricks learned

The one week lasting football academy with profes­sional coaches of Borussia Dortmund was a very special event for all partic­i­pating teams.

Enthu­si­ast­cally the 42 boys and girls received their medals and grati­fi­ca­tions that Holger Beitz, CEO of PrismaLife, as sponsor of the event handed out to them. “It is obvious that the kids from all over Liecht­en­stein had a great time”, Beitz comments.

July 15th, 2019

PrismaLife sponsors BVB-football academy in Ruggell

FC Ruggell will host the BVB Evonik football academy from 15th to 19th July. Children between 6 and 13 years will learn all the tricks from the coaches of the BVB football academy.

PrismaLife sponsers this event. “Not only is our company located in Ruggell but we also feel associated with the people and the country, even more with a clear vision of shaping our lives and our community in a sustainable way” says Holger Beitz, CEO of the PrismaLife. “Therefore it s our strong concern to help kids getting the chance to partic­ipate in this great event.”

July 10th, 2019

Top Marks from Brokers and Inter­me­di­aries

PrismaLife AG achieved top marks in the latest VEMA quality survey. The product quality of PrismaLife’s disability insurance was partic­u­larly impressive. With the best score of 1.42 (1 = very good, 6 = bad), the specialist for net rate insurance products managed to take top place amongst the ten most renown insurance companies.