Valuable advice – flexible fees
For satisfied customers, we focus on professional advice and the greatest possible transparency regarding products, fees and costs. Since as early as 2008, as one of the first insurance companies PrismaLife has offered commission-free insurance products for sustainable and transparent wealth accumulation. That means insurance products that do not include any sales commission for brokers. Customers and brokers instead agree an individual fee for the advice. Customers value the clearly disclosed advice costs, which consumer advocates have repeatedly called for.
Facts and figures
Head office
Ruggell, Liechtenstein
Executive Board
Holger Beitz, CEO
Volker Schulz, CFO
Alessandro Tulli, CIO
Founded
2000
Shareholders
Onesty Group GmbH
Barmenia Versicherungen a.G
Business activities / profile
Insurance company for unit‐linked life insurance and biometric protection
Products
Fund selection
individual funds
funds of funds and mixed funds
managed strategies
sustainability funds
guarantee funds
Group
Association of International Life Offices
Gesamtverband der Deutschen Versicherungswirtschaft e.V.
Annual reports and SFCR
Annual reports
Below you will find the annual report of PrismaLife AG.
SFCR
Pursuant to Art. 51 of the Solvency II Directive 2009/138/EC, PrismaLife publishes reports on its solvency and financial condition (Solvency and Financial Condition Report – SFCR).
Sustainability
The sustainability report documents comprehensively the sustainability concepts and the results of PrismaLife.
Investing sustainably following ESG-criterias
In a constantly changing (financial) world the topic of investing sustainably becomes more and more relevant to investors. Money investments according to the so called ESG-criterias (Environment, Social, Governance) is more to us than pure philantropy. It bases on an evaluation and a forecast of return of investments and takes for instance into account the regulatory framework such as the Paris Agreement on climate protection and the goals of the UNO for sustainable developments.
Additional Information
International products for sophisticated requirements
The employees and managers of international companies need flexible wealth accumulation products for their secondments to foreign branches. They rely on policies that are just as mobile as they are. Within the new “Prisma FlexInvest” product family, PrismaLife will offer the target group of well-funded investors a customised solution, initially in Austria, and then from autumn 2019 also in Switzerland and Germany. Distribution is ensured by a specialist financial services provider that has had a focus on providing advice to internationally mobile clients for many years and has extensive expertise as one of the world-leading brokers in this area.
So that interested investors can invest their assets securely and even more sustainably, PrismaLife is planning enhanced collaboration with Liechtenstein banks for designing suitable investment strategies and managing the portfolio. Our customers thus benefit from a further location advantage of Liechtenstein as an international financial centre.
Liechtenstein's location advantage
As a Liechtenstein company, we offer attractive investment options in a stable economic and political context. The Principality of Liechtenstein with its triple-A rating additionally affords us and thus our customers a clear location advantage in reference to the EU markets and Switzerland.
Liechtenstein as a business location is broadly diversified, benefits from liberal economic policy and has very good infrastructure. The compact size enables short decision-making paths. With the Swiss franc as the country's currency, Liechtenstein has one of the most stable currencies in the world.
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