Valuable advice - flexible remuner­ation

PrismaLife is the innov­ative, high-service pension specialist in Liecht­en­stein for sustainable wealth accumu­lation. As the leading Liecht­en­stein life insurer, we offer unit-linked pension products that adapt to personal budgets, combined with the geographical advan­tages offered by the Princi­pality of Liecht­en­stein as a modern financial centre in the heart of Europe.

For satisfied clients, we rely on qualified advice and the greatest possible trans­parency with regard to products, remuner­ation and costs. Since 2008, PrismaLife has been one of the first insurance companies to offer net tariffs for sustainable and trans­parent asset accumu­lation. These are insurance tariffs that do not include any acqui­sition commis­sions for inter­me­di­aries. Instead, clients and inter­me­di­aries agree on an individual remuner­ation for the advisory service. Our customers appre­ciate the clearly stated advisory fees, which are also repeatedly demanded by consumer protection organ­i­sa­tions.

Facts and figures

Company headquarters

Ruggell, Liecht­en­stein

Management

Holger Beitz, CEO
Volker Schulz, CFO
Alessandro Tulli, CIO

Board of Directors

Dr. Heinz Frommelt, Präsident
Ulrich Lamy
Ralf Sellin

Foundation

2000

Share­holders

Barmenia Versicherungen a. G.
Onesty Group GmbH

Business activity / Profile

Insurance stock corpo­ration for unit-linked life insurance and biometric covers

Products

PrismaLife Products

Group
Barmenia

Annual reports and SFCR

Annual reports

Below you will find the annual report of PrismaLife AG.

SFCR

Pursuant to Art. 51 of the Solvency II Directive 2009/138/EC, PrismaLife publishes reports on its solvency and financial condition (Solvency and Financial Condition Report – SFCR).

Sustain­ability

The sustain­ability report documents compre­hen­sively the sustain­ability concepts and the results of PrismaLife.

Investing sustainably following ESG-criterias

In a constantly changing (financial) world the topic of investing sustainably becomes more and more relevant to investors. Money invest­ments according to the so called ESG-criterias (Environment, Social, Gover­nance) is more to us than pure philantropy. It bases on an evalu­ation and a forecast of return of invest­ments and takes for instance into account the regulatory framework such as the Paris Agreement on climate protection and the goals of the UNO for sustainable devel­op­ments.

Inter­na­tional products for sophis­ti­cated demands

By positioning ourselves as a compe­tence centre for inter­na­tional life insurance products, we define our clear strategic role in the cooper­ation with Barmenia Lebensver­sicherung. PrismaLife AG is expanding into new markets with customised products that are tailored to the individual needs of our customers. Our inter­na­tionally positioned team has extensive global expertise.

The Princi­pality of Liecht­en­stein offers us an excellent starting point for entering new markets, as well as attractive investment oppor­tu­nities in a stable economic and political environment.

Liechtenstein's location advantage

As a Liecht­en­stein company, we offer attractive investment options in a stable economic and political context. The Princi­pality of Liecht­en­stein with its triple-A rating additionally affords us and thus our customers a clear location advantage in reference to the EU markets and Switzerland.

Liecht­en­stein as a business location is broadly diver­sified, benefits from liberal economic policy and has very good infra­structure. The compact size enables short decision-making paths. With the Swiss franc as the country's currency, Liecht­en­stein has one of the most stable currencies in the world.

© Liecht­en­stein Marketing

Our engagement

Member­ships
Logo SDG Allianz Liechtenstein Online
Sponsoring
Our motivation

Especially in times of constant trans­for­mation, exchange within the industry is of crucial impor­tance. For this reason, PrismaLife AG is actively involved in various associ­a­tions, is a member of specialist working groups and maintains close relation­ships with renowned univer­sities.

However, it is not only the transfer of knowledge that is important, but also social commitment. As part of our sustain­ability strategy, we are committed to supporting social projects and thereby making a positive contri­bution to society in the long term.

We are firmly convinced that our profes­sional commitment and assumption of social respon­si­bility contribute to sustainable corporate success.