Valuable advice – flexible remuneration
For satisfied clients, we rely on qualified advice and the greatest possible transparency with regard to products, remuneration and costs. Since 2008, PrismaLife has been one of the first insurance companies to offer net tariffs for sustainable and transparent asset accumulation. These are insurance tariffs that do not include any acquisition commissions for intermediaries. Instead, clients and intermediaries agree on an individual remuneration for the advisory service. Our customers appreciate the clearly stated advisory fees, which are also repeatedly demanded by consumer protection organisations.
Facts and figures
Company headquarters
Ruggell, Liechtenstein
Management
Holger Beitz, CEO
Volker Schulz, CFO
Board of Directors
Dr. Heinz Frommelt, Präsident
Ulrich Lamy
Ralf Sellin
Foundation
2000
Shareholders
Barmenia Versicherungen a. G.
Onesty Group GmbH
Business activity / Profile
Insurance stock corporation for unit-linked life insurance and biometric covers
Products
Annual reports and SFCR
Annual reports
Below you will find the annual report of PrismaLife AG.
SFCR
Pursuant to Art. 51 of the Solvency II Directive 2009/138/EC, PrismaLife publishes reports on its solvency and financial condition (Solvency and Financial Condition Report – SFCR).
SFCR 2023 PrismaLife AG (PDF, GERMAN VERSION)
SFCR 2022 PrismaLife AG (PDF, GERMAN VERSION)
SFCR 2021 PrismaLife AG (PDF, GERMAN VERSION)
SFCR 2020 PrismaLife AG (PDF, GERMAN VERSION)
SFCR 2019 PrismaLife AG (PDF, GERMAN VERSION)
SFCR 2018 PrismaLife AG (PDF, ENGLISH VERSION)
Sustainability
The sustainability report documents comprehensively the sustainability concepts and the results of PrismaLife.
Investing sustainably following ESG-criterias
In a constantly changing (financial) world the topic of investing sustainably becomes more and more relevant to investors. Money investments according to the so called ESG-criterias (Environment, Social, Governance) is more to us than pure philantropy. It bases on an evaluation and a forecast of return of investments and takes for instance into account the regulatory framework such as the Paris Agreement on climate protection and the goals of the UNO for sustainable developments.
International products for sophisticated demands
By positioning ourselves as a competence centre for international life insurance products, we define our clear strategic role in the cooperation with Barmenia Lebensversicherung. PrismaLife AG is expanding into new markets with customised products that are tailored to the individual needs of our customers. Our internationally positioned team has extensive global expertise.
The Principality of Liechtenstein offers us an excellent starting point for entering new markets, as well as attractive investment opportunities in a stable economic and political environment.
Liechtenstein’s location advantage
As a Liechtenstein company, we offer attractive investment options in a stable economic and political context. The Principality of Liechtenstein with its triple-A rating additionally affords us and thus our customers a clear location advantage in reference to the EU markets and Switzerland.
Liechtenstein as a business location is broadly diversified, benefits from liberal economic policy and has very good infrastructure. The compact size enables short decision-making paths. With the Swiss franc as the country’s currency, Liechtenstein has one of the most stable currencies in the world.
© Liechtenstein Marketing
Our engagement
Our motivation
Especially in times of constant transformation, exchange within the industry is of crucial importance. For this reason, PrismaLife AG is actively involved in various associations, is a member of specialist working groups and maintains close relationships with renowned universities.
However, it is not only the transfer of knowledge that is important, but also social commitment. As part of our sustainability strategy, we are committed to supporting social projects and thereby making a positive contribution to society in the long term.
We are firmly convinced that our professional commitment and assumption of social responsibility contribute to sustainable corporate success.