Prisma FlexInvest (DE)
Look to your financial future with peace of mind. Prisma FlexInvest (DE) is a unit-linked pension insurance for your private provision. It adapts to your individual life circumstances and offers you maximum flexibility at every stage of life. Benefit now from the various investment options and secure your pension. Payments can be made as a single premium or as regular premium payments. In addition, you can agree on dynamic changes.
Together with your adviser, you choose the premiums that fit you best. Your adviser calculates your own personal pension illustration with our software.
Prisma FlexInvest
Look to your financial future with peace of mind. Prisma FlexInvest is a unit-linked pension insurance for your private provision. It adapts to your individual life circumstances and offers you maximum flexibility at every stage of life. Benefit now from the various investment options and secure your pension. Payments can be made as a single premium or as regular premium payments. In addition, you can agree on dynamic changes.
Together with your adviser, you choose the premiums that fit you best. Your adviser calculates your own personal pension illustration with our software.
Your advantages
- The entire range of investment options: ETFs, equity funds, bond funds, money market funds, theme funds, environmental and sustainability funds, regional funds and asset-managing mixed funds.
- Excellent investment funds from renowned fund companies
- Optional value preservation concepts Managed for Life and Maturity Management
- Exclusive reallocation management
- Death cover of up to 200% of the premium sum
- Additional option: premium waiver possible in the event of occupational disability
- Additional payments or partial surrenders also possible during the duration
- Selectable on maturity: lifelong annuity, single lump-sum payment, regular payments according to the payout plan or transfer of fund shares
- Cross-Border-Option in case of relocation abroad
- Available as a net rate from fee-only advisers or as a traditional gross rate
Pension insurance with Prisma FlexInvest
A customer, 30 years old, pays a monthly premium of €200 until the age of 67. With an average performance of 4.5 % p.a. of the funds, the customer receives a possible maturity benefit of €253,348. If an average performance of 6.0 % p.a. is achieved, the client has a possible maturity benefit of €357,154.
Alternatively, he can select from a flexible payout plan or a lifelong monthly pension.
The customer can choose from numerous investment strategies from ETFs, portfolios of renowned asset managers, managed strategies and many individual funds of all asset classes. The above calculation was made with the fund "Franklin Global Growth Fund N (acc) EUR" (global blue chip growth equities) using the net method.
