Tanja begins her pension planning a little later at the age of 45.
Through the long duration of 22 years, she still benefits significantly. Due to her good income, she can pay a monthly premium of 450 EUR. With a consistent performance of 4.5 % p.a., she can build up a capital of 208,721 EUR. With an assumed performance of 6 % p.a., she even receives a possible lump-sum payout of 251,323 EUR.
As she expects her income to increase in the future and wants to compensate for inflation, she has secured the dynamic premium plan. This allows her to automatically increase her premiums in the coming years. Each premium increase additionally ensures an increasing lump-sum payout.
Tanja has numerous investment strategies to choose from, including ETFs, portfolios of renowned asset managers, managed strategies and many individual funds from all asset classes.
The above-mentioned calculation was created with the "Franklin Global Growth Fund N (acc) EUR" fund (global equity large-cap growth) according to the net method.