Prisma FlexInvest

Peace of mind when you look into your financial future. Prisma FlexInvest is unit-linked pension insurance for your personal pension. It adapts to your individual life circum­stances and offers you maximum flexi­bility at every stage of life. Benefit now from the various investment options and secure your pension. You have the flexi­bility to make payments as a single premium or recurring premiums. In addition, dynamic changes can be agreed.
Together with your adviser, you choose the premiums that fit you best. Your adviser calcu­lates your own personal pension illus­tration with our software.

Prisma FlexInvest

Peace of mind when you look into your financial future. Prisma FlexInvest is unit-linked pension insurance for your personal pension. It adapts to your individual life circum­stances and offers you maximum flexi­bility at every stage of life. Benefit now from the various investment options and secure your pension. You have the flexi­bility to make payments as a single premium or recurring premiums. In addition, dynamic changes can be agreed.
Together with your adviser, you choose the premiums that fit you best. Your adviser calcu­lates your own personal pension illus­tration with our software.

Your advan­tages:

  • The entire range of investment options: funds, asset management schemes, ETFs
  • Excellent investment funds from renowned fund companies
  • New: selection of sustainable invest­ments in accor­dance with ESG criteria
  • Optional value preser­vation concepts Managed for Life and maturity management
  • Death cover of up to 200% of the total premiums
  • Add-on component of exemption from paying premiums in the event of disability possible
  • Additional payments or withdrawals also possible during the term
  • On maturity, lump-sum payout, lifelong annuity or partial pension can be selected
  • Can be obtained at a net rate from fee-only advisers or at a tradi­tional gross rate

Pension insurance with Prisma FlexInvest

An employee, 30 years old, pays a monthly premium of €100 up to the age of 67. With an average perfor­mance of 4.5% p.a. by the fund, the man receives a possible payout on maturity of €111,557 or alter­na­tively a possible lifelong annuity of €396.30 per month.
With an average perfor­mance of 6.0% p.a. by the fund, the employee receives a possible payout on maturity of €156,401 or alter­na­tively a possible lifelong annuity of €555.60 per month.

More products and infor­mation

Prisma
Direk­tver­sicherung

Are you inter­ested in Direk­tver­sicherung that offers employers and employees a variety of financial advan­tages? PrismaLife Direk­tver­sicherung offers many advan­tages.

Prisma UKasse

Extend the tax-free scope of the occupa­tional pension beyond the limits of Prisma UKasse with PrismaLife’s provident fund.

Fund infor­mation

Our wide range of funds has more than 100 funds for you to choose from. They include ETFs, equity funds, bond funds, money market funds, thematic funds, environ­mental and sustain­ability funds, region funds and managed mixed funds.

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